All 50 states require drivers to carry valid insurance on their vehicles. If you are pulled over without having an active policy on your car, you risk getting fined or possibly even being sent to jail for this offense.
When your current policy has lapsed or you want to shop around for cheaper coverage, you need to contact a licensed insurance agency in Savannah, GA. These factors can play a role in how much you pay for your insurance and what kind of coverage that you can buy for your car.
Age
In most states, you have to be at least 18 years of age to buy coverage from an insurance agency in Savannah, GA. If you are younger than 18, you must be covered under your parents’ insurance policy or under the policy of your guardian.
Once you turn 18, you can legally buy coverage of your own. However, many insurers charge slightly higher rates for younger drivers under the age of 25. This higher rate compensates for the perceived risk that drivers in this age category pose to the insurer.
Vehicle
It is little secret as well as the insurers charge higher rates for newer and most prestigious vehicles. Repairing newer and luxury cars costs more than repairing a regular sedan or pickup truck. To get its money back, the insurer charges more money for the policy.
You can find out more about factors that determine the policy that you buy from an insurance agency in Savannah, GA, online. You can contact American Insurance Agency Services Inc at https://www.aiaservices.com/. You can also connect them on Facebook.
