In its wisdom, Florida’s legislature intended to simplify the claims process for people injured in auto accidents by enacting the state’s no-fault insurance law. Instead, it created a quagmire that accident victims get swallowed up in by their own insurance companies. The general rule is you’re only entitled to personal injury protection (PIP) benefits if you received care and treatment for your injuries within 14 days of the date of your accident. Read on to find out why you may need a PIP insurance lawyer in Orlando.
Possible Florida PIP Benefits
If you qualify on the 14-day PIP benefits time limit, you’re eligible for the following:
• 80% coverage of your medical bills up to $10,000
• 60% percent of your lost wages
• $5,000 of death benefits
Emergency Medical Conditions
The $10,000 of medical bill coverage is illusory, though. If your condition at the time of your crash wasn’t “an emergency medical condition,” you’re limited to $2,500 of medical benefits. Who makes that determination on whether you suffered a “emergency medical condition?” It’s up to the subjective determination of your car insurance company.
The $2,500 Limitation
Should your condition at the time of your accident be determined not to be an emergency, you’re limited to $2,500 of PIP coverage. What’s your alternative? The best one is to file a personal injury lawsuit, and the only way that you might bring a viable and compensable action is to have experienced and effective Florida PIP insurance lawyer in Orlando file that lawsuit on your behalf.
When your insurance company is deciding what you might be entitled to under Florida’s PIP benefits and no-fault insurance laws, hospitals, doctors and therapists want to be paid, too. The bills will keep coming in the mail, and you’ll probably to be sent to collections. The $2,500 that you’re likely to be offered is only 25% of what Florida law allows, and if you’ve only been offered 25% of your medical bills in an accident that wasn’t your fault, you’re in a jam.
After being injured in an accident anywhere in Florida, contact business name, a PIP insurance lawyer in Orlando to arrange for a free consultation and case evaluation on any PIP benefits issues. Don’t let a car insurance company control your claim or lawsuit when we can take control of it for you.
